Guardian

Understand the bill. Control each payment.

Pay a hospital abroad without the worry.

Guardian’s AI team reads the hospital bill, explains why it changed from the estimate, and lets your family pay towards a verified hospital recipient, each person choosing what they can give.

Prototype with sandbox and Stripe test charges. No real transfers or hospital bank settlement.

Case C1[PASIEN_1]IntakeAnalysisVaultRecordsAB+¥3,000Second Opinion•••• 9071[PASIEN_1]No tools#41PlannerCalculatorPayment Gateblocked fake accountPrivacy Clerkhiding namesReaderAuditorNot in registry
7 agents on case C1

Payers pay in their own currency.

The hospital receives its own.

  • CNY¥Chinese yuan
  • IDRRpIndonesian rupiah
  • MYRRMMalaysian ringgit
  • SGDS$Singapore dollar
  • THB฿Thai baht
  • AEDDhUAE dirham
  • KRW₩Korean won
  • HKDHK$Hong Kong dollar
  • USD$US dollar

Everything your family needs, in one place.

Understand every change

Each line says where it comes from: a calculation, the bill itself, or a question to ask the hospital.

Estimate for 3 days
CNY 30,000–34,000
Bill so far, 5 days
CNY 36,782
  • Fact+CNY 3,000

    The stay is 2 days longer than the estimate assumed

  • In the billitems I10–I11

    The hospital notes an extra antibiotic course

  • Ask hospitalitem I35

    Why are pillow cases billed separately?

The Planner drafted three questions for hospital billing.

Step 1 of 6: Understand every change

Seven agents do the work. Your family makes the call.

  1. The agents prepare

    1Bill D2 uploaded

    Upload the estimate or bill

    A photo or PDF from the hospital. Names and ID numbers are hidden before any AI reads it.

    • Privacy Clerk
    • Reader
  2. The agents prepare

    2

    See why the cost changed

    Every line points to the bill items it comes from. Anything unclear becomes a question for the hospital.

    • Calculator
    • Second Opinion
    • Planner
  3. Your family decides

    3

    Each payer chooses what to give

    In their own currency, with the exchange rate and fee shown up front. Nobody can pledge for someone else.

    • Rina
    • Adi
    • Sari
    • Fajar

    and the masjid fund

  4. Plain code pays

    4

    Review and run a test payment

    Once pledges cover the amount, the owner confirms sandbox/test charges for the verified intended recipient. No bank transfer occurs.

    • Payment Gate
    • Auditor

Your money stays safe, even if the AI is fooled.

The Payment Gate validates the intended recipient against the hospital’s signed account list before a sandbox/test charge. A new account in chat is blocked, with no owner override. No bank transfer is implemented.

From the security log

  • 14:02

    Payment to •••• 9071

    Not in the hospital’s official registry (check 1)

    Blocked
  • 14:05

    CNY 45,000 to •••• 2222

    Official account, 3 pledges, Stripe test mode

    Paid

Each payer chooses and confirms their own amount, and can withdraw until the payment runs. The AI can only prepare a request, and nobody can pledge for someone else.

From the security log

  • 14:03

    Sari tried to pledge for Fajar

    Payers pledge only for themselves (check 3)

    Blocked
  • 14:04

    Fajar pledged CNY 10,000

    From Fajar’s own account, AED 5,100

    Pledged

Supported identifiers and known case names become tokens before case AI calls. Payers receive a limited summary. Unusual formats may be missed, and shared payment receipts must exclude medical details.

From the security log

Patient
Budi Santoso
[PASIEN_1]
Passport
C1234567
[ID_1]
  • 14:06

    Chat asked for the passport number

    The AI only knows [ID_1]

    Nothing to leak

Case actions are recorded in a hash-chained log. Configured FISCO BCOS anchoring can record its fingerprint. Without a successful anchor, only the local chain is checked. A hash does not prove who issued a document.

From the security log

  1. #41Payment to •••• 9071 blocked9f2c…
  2. #42Hidden instruction in a PDF ignored41ab…
  3. #43Sari’s pledge for Fajar blockedc07e…
  4. #44CNY 45,000 paid to •••• 2222e5d1…

Head fingerprint anchored on FISCO BCOS

Chain intact

Tap a chapter to open it.Chapter 1 of 4